N.S. Parihar

Founder & CEO, Shakti Mahila Sangh

This year has been a year of growth coupled with efficiency for Shakti Mahila Sangh (SMS).SMS could expand to 814 villages building membership base of 28, 540 women with a permission to operate in seven districts of Madhya Pradesh. Operationally we focused on expanding in the two new branches opened during 2017-2018. As on 31st March 2019, the gross portfolio outstanding was INR 38.1 crore which is 22% more than as on March 2018. This year, we focused on increasing our own portfolio and achieved 65% of the gross portfolio (INR 24.65 crore) as own portfolio. This year, SMS reduced its dependence on BC portfolio stricting its BC portfolio to 35% of total portfolio. SMS has doubled its deposits from INR 4.9 crore as on March 2018 to INR 8.2 crore as on March 2019 with increasing the average deposit per member to double its value during the last 12 months and introduction of daily deposit product. SMS has launched a new saving product wherein the members can save daily deposits of Rs 30/50/100 for a period ranging from 1-2 years.


Work Experience

  • Presently working in Shakti Mahila Sangh Bahuuddeshiya Sahkari Samiti Maryadit Majholi as a Chief Executive Officer ( CEO ) since Apr 2007.
  • 3 Years Experience in BASIX as a Livelihood Support Advisor ( LSA ).
  • 5 Years Experience in Tarun Sanskar ( NGO) as a Supervisior .
  • 2 Years Experience in Mahila Kalyan Society Samiti Anoupcharik Primary Education as a Advisor.
  • 2 Years Experience in Reliance Life Insurance Company as a Advisor .


Educational Qualification

  • Finance and HR ( M.B.A.)
  • Master Of Arts ( M.A.)
  • Bachelor Of Arts ( B.A.)
  • XII From Board of Secondary
  • Xth From Board of Secondary



  • Participated In SHG's training programme sponsored by Mahatma Gandhi Gramin Vikas Sansthan Jabalpur.
  • Participated In Training programme on JLG based lending sponsored by BASIX.
  • Participated In Training programme on Book Keeping and Accounting sponsored by BASIX.
  • Participated In Training programme on SHGs Management sponsored by BASIX.
  • Participated In Training programme on SHG's Bank Linkage, Health development in Rural Area Sponsored by Tarun Sanskar.
  • Training in State Bank of India Microfinance Branch - Bhopal on Lending to SHG's.
  • Training in Lok Biradari Trust ( LBT ) Badnawar on JLG/SHG Book Keeping & Microfinance.
  • Training in Sangini Organisation Bhawanipatnam Kalahandi Orissa on SHG;s records keeping & Organisation Management.
  • Participated In REDPs/SDPs Programmes For NGOs sponsored by Bankers Insititute Of Rural Development ( BIRD ).
  • Participated In Work Shop On Product Development For CBMFI's sponsored by Friend's Of World's Women Banking India ( FWWB ) Ahmedabad.
  • Training in on SHG's records keeping & Organisation Management Orissa SwyanshreeMahilaSamabayaLmt. Cuttack Orissa.
  • Financial Literacy Programme( FWWB) Ahmedabad.

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